Kata Noi Beach, Relax Bay

Kata Noi Beach is found at the end of a dead-end road, just a few minutes' drive over the hill from Kata beach. There's not much to do in Kata Noi apart from admiring the wonderful scenery, which is precisely the point of coming here.
Relax, take a walk along the soft sands, snorkel or swim. It's long been a popular spot for surfers in the monsoon season of May to October, though swimming can be dangerous during this period.

The popular Kata Viewpoint, offering a stunning vista across the three bays of Karon, Kata and Kata Noi, is only a 5-minute drive along a winding road towards Nai Harn.

From this scenic vista you can watch the emerald green waters of the bay change to shades of blue and indigo as they pass over the coral reefs. Just across the street a number of fruit and soft drink venders set up everyday, and provide a good place to sample some local fruit or enjoy a cool drink.
Relax Bay

Five minutes south of Patong Beach, as you climb the hill you will see a large hotel complex on your right. This is a good place to pull off to the side of the road for a minute and enjoy the scenery. Unfortunately, access to this beach is blocked by the Le Meridien Phuket, this beach can only be reached by boat from Patong.

There is no official lookout point here, just a few chairs and an abandoned roadside restaurant, but it is a great place to watch the white bellied sea eagles feed early in the morning. They soar the sky in a circular pattern making a dramatic dive into the sea and taking flight with fish on their talons for breakfast. While watching the birds, its a great place to appreciate the gentle breeze, the magnificent view, the stunning hues of blues and greens all framed with a white sandy beach, and the lazy white clouds as they roll silently past. You can feel and breathe the beauty of Phuket. That is what draws people to visit here, and what brings them back time and again. Unbelievable as it may seem it only gets better as you continue to the south.

Kata Beach

Located approximately 17 kilometers from Phuket City are Kata Noi (Small Kata) and Kata Yai (Big Kata) Beaches.

Both are renowned for snorkeling to see the coral, tropical fishes and the seas eco-system. Also worth visiting is Ko Pu, a small uninhabited island located off Laem Sai. Most visitors find snorkeling along the islands rich coral reef enjoyable. Diverse beach activities are available on both beaches.

Accommodations on Hat Kata are set amidst tropical and cliff settings. Visitors can choose to stay in budget to top end accommodations according to their preference. Well known hotels located here are Club Med and the Boathouse.

Nightlife is now quite active in Kata Center, a large choice of restaurants and bars open their doors all day, but it looks more lively at night. Choice of food is large, from Scandinavian, Indian, Pizzerias or English, but of course seafood and Thai food restaurants as well.

Many bars are still in the old "phuket way", with girls calling you when you walk down the street, but lately some more original bars opened with a friendly cozy style. Shop till you drop with hundred of souvenir shops, tailors and dive shops opened till late. Kata is a small village, half way between the hyper active nights of patong beach and some other remote beaches.

Karon Beach

Karon Beach is the most developed, most vibrant, most visited beach of Phuket that never fails to impress visitors. Located approximately 15 kilometers from the city, the beach has a wide range of accommodations and shopping arcades, and provides magnificent leisure activities and energetic night-time entertainment. It is a picture perfect postcard view of a 3-kilometer long white sandy beach that is perfect for swimming, lazing, and enjoying challenging water sports such as jet skiing, windsurfing snorkeling, sailing, and parasailing.

Karon Beach is a long gently curving beach of small sparkling white sand dunes, crisp clean water and a few evergreen trees.
As you circle the roundabout, you can go east through the village and you will be on the main highway running east and west across the island, or you can continue south along the road to Kata beach and the rest of the south coast beaches. In the past years, many resorts and large hotels opened almost everywhere, with unique views on the bay. Recently paved, the long beach front offers an excellent walk to choose among the many restaurants serving seafood.

The road going inland is now the "hot spot" of Karon beach with dozens of bars, some with girls, some other more trendy. Many restaurants are also open here, with a large choice of cuisines, including mexican and steak houses.

During the months of June through September, the strong south-west winds brings surf from the open sea. Karon Beach and Relax Bay Beach receive continuous big waves and experienced surfers head out to challenge them.

The southern end of Karon Beach has the most surf activity and there are surf stations with boards for hire. One of the amusing thing in Karon is the noise of the sand when you walk on the beach.

Nai Yang Beach, Nai Yang National Park

Nai Yang Beach is noted for its impressive forest of tall casuarina trees, and as a picnic spot for Thais. Mobile food and fruit venders gather around the perimeter of the park and do a brisk business especially on weekends.
If you find a beach that is popular with local Thais it will also have a wonderful selection of grilled seafood stalls and other Thai munchies and Nai Yang Beach is no exception.
During low tide swimming can be good and a large coral reef a short distance offshore harbors a considerable variety us sea life and seashells are known to wash ashore here, especially after a monsoon storm. Nai Yang Beach is where the Nation Park office are located. The beach itself is a long curving bay lined with evergreens that provide shade to picnickers for which activity this a very popular spot. The large coral reef is home to many different species of fish, and Nai Yang is well known as a site where sea turtles come to lay their eggs during the period from November to February; the population of these has, however, dropped off greatly. First class accommodations are available, and small food vendors cater to the many day trippers that visit.

Nai Yang National Park
Comprises two beaches the Nai Yang and the Mai Khao beach and covers over 10 miles of beautiful white sandy beach on the north end of the island. Most planes fly over the park when landing at Phuket’s airport. At low tide from the air the sea can appear muddy compared with the translucent water off the beaches farther to the south and partly for that reason the beaches here have always been less popular with tourists and are not as developed. Another reason is the shore drops steeply into deeper levels, creating unpredictable and potentially hazardous water currents during the monsoon season. All of which is just fine with the Giant Ridley Sea Turtle who can weigh up to 850 kg and who tend to be shy creatures and prefer the beach to themselves. Between November and February each year these lumbering giants clamber onto the sandy shore at night to lay their eggs. Digging holes with their flippers, they lay up to 200 leathery-shelled eggs, an instinctual behavior said to be 90 million years old. Unfortunately the number of sea-turtles who make there yearly appearance continues to decline. This has led to efforts locally to increase the turtle population, with education programs for villagers and the release into the wild of turtles spawned in captivity. The turtles usually lay the eggs very late at night and you are allowed to witness this wonder of nature, but try not to disturb the turtles laboring at their task. Authorities maintain strict surveillance on the turtle eggs and move many of them to special hatchery fields.
Located on the north end of Nai Yang Beach is the Nai Yang Park Visitor’s Center, which offers displays of corals shells butterflies, turtles, and other interesting fauna found on the island. Camping is allowed on both beaches and the park maintains a few modest bungalows near the Visitor’s Center.

Naithon Beach

Nai Thon is a beautiful stretch of sand that for reasons unknown has still been overlooked by large resort developers. Thus it's an ideal spot to get away from the crowds and enjoy a quiet swim. It's a village of two seasons, during the high season the hotels fill up, the sea is flat, calm and crystal clear, beach restaurants appear where you can dine with your bare feet in the sand, very much a stereotypical tropical paradise. In low season the boot's on the other foot, it's almost a ghost town with an occasionally raging sea.
The journey to the beach is almost more enjoyable than the beach itself. On the southern approach to Nai Thon, the narrow road leads through some of the island's last remaining virgin jungle, and winds along a coastline that rivals Cote d'Azur in its brilliant beauty. If driving to Nai Thon from the north, the road takes you through a village then into a lush green valley before reaching the beach. Activities to be enjoyed whilst staying here include exploring rocky coves only accessible by longtail boat and scuba diving which can be arranged by the dive shop on the Beach Road.

There is a small fishing village across the road from the beach with some small bungalows and a few small restaurants. There is seldom more than few people on the beach but if you want total solitude backtrack down the road south keeping a sharp lookout and you will find two small beaches.

To Get There: From Surin Village drive north past the turnoff to Bangtao Beach and continue north about three km and you will enter a small village. Turn left on the first blacktop road and you will start climbing up hills into rubber plantations.
Alternative Route: Travel northward on Thepkrasattri Road (Hwy. 402), pass the Heroine Monument, and Thalang town and turn left on into the side road 4031 the airport turnoff. The canopy of rubber plantation trees forming an arch of branches over the road is very picturesque. Turn left at the sign for Nai Thon Beach and follow it for 2 km to the beach.

Sirinat National Park

There’re many white sand beaches with range of Casuarina and beach trees. Furthermore, there’s coral reef located around National Park office at Hat Nai Yang.

Sirinath National Park located in the coast of Andaman sea, that’s why it rains all year round. There’s wet season from May to September and its time of northeast monsoon, which bring the cold wind into this area from November to April. It doesn’t low down the temperature but the rain from Ao Thai cool down the area.

Forest: types can divided into 2 main groups as follow:

Beach forest: This forest type is characteristic of the more exposed beachfronts around the coast of Thailand and is dominated by Casurina pines. Due to the severe water stress occuring above the beach zone the tree density and total species diversity in beach forest is low when compared to other forest types. This forest type covers approximately 2 sq. kms. and has a moderately rich bird fauna. Birds species recorded include Magpie robin, Common myna, Spotted dove, Asian fairy bluebird, Blacknaped oriole, Greater racket-tailed drongo, and several Bulbul species, There are also many Marine cicades which can be heard calling in the trees, this insect only occurs in this forest type.

Beach forest provides good shade with good ventilation due to the low tree density and thus makes an excellent location for picnic trips, with many people visiting during the holidays. These trees also provide a windbreak thus reducing the impact of tropical storms inland probably saving a considerable quantity of fruit each year. The trees also help to stabilize beach deposits.

The principle tree species occuring within the beach forest is; Common Ironwood (Casuarina equisetifolia) other species include; Tulip tree (Thespesia populnea), Tropical almond (Terminalia catappa), White Barringtonia (Barringtonia asiatica), Cajeput tree (Melaleuca leucadendra), Alexandrian laurel (Calophyllum inophyllum), Screwpine (Pandanus odoratissima), Asoka tree (Saraca indica), Black Poum (Eugenia cumini), Dillenia indica and Convolvulus (Ipomoea sp.).

Mangrove forest : This forest type is an evergreen forest type. It is restricted to the area where freshwater and seawater mix and cannot survive in pure freshwater or pure seawater. This forest type occurs in sheltered locations such as the mouth of streams and rivers flowing into the sea and especially in estuaries. At Sirinath National Park mangrove covers a total area of approximately 1 sq. km. Although this area is small the mangrove forest which occurs here is the most natural and unspoilt mangrove forest occuring on the island. Mangrove forest provides a protected habitat for many species, birds recorded include; Collared kingfisher, Roseate tern, Sanderling, Terek sandpiper, Bar-tailed godwit, White-breasted waterhen, Slaty-breasted rail, White-bellied sea-eagle, Brahminy kite and Large-billed crow, also Monitor lizards, Snakes including Mangrove snake, Turtles, Shrimps, Shellfish, Crabs, Fish including Mudskippers, Mullet, Groupers, and Garfish etc. Mangrove forest preservation is important as mangroves trees with their extended root systems are important in preventing erosion of the mudflats, they also act as a global sink for carbon dioxide a major greenhouse gas.

Tree species recorded include; Red mangrove (Rhizophora mucronata), White mangrove (Avicennia officinalis), Olive mangrove (Avicennia marina), Black mangrove (Bruguiera gymnorrhiza), Rhizophora apiculata, Ceriops spp., Xylocarpus granatum, Xylocarpus moluccensis, Lumnitzera racemosa, Heritiera littoralis, Finlaysonia maritima and Derris trifoliata.

Marine Environment :The marine environment of Sirinath is quite diverse and the coral reefs present in the bay are some of the most pristine found in Phuket province. The reefs are located about 700 to 1000m away from the shore near the park restaurant. The coral reefs are found in water between 4 to 7 m deep. Some of the marine species occuring include; Plate corals, Soft corals, Sea fans, Tree corals and Sea anemones.

Mai Khao Beach, Le Phang Beach, Sai Kaew Beach

Mai Khao located just north of the airport is Mai Kao beach, an incredibly long and deserted stretch of sand.
There is no tourist development here except for the JW Marriott Resort & Spa. Mai Kao is the longest beach on the island and also the most deserted. If you really want to get away from it all this is the beach for you.
Mai Khao is part of the Sirinath National Park, which also includes Nai Yang and Nai Thon, the next beaches along to the south. The area was declared a national park in 1981 to protect the Olive Ridley Sea Turtles that lay their eggs here from November to February.
Le Phang Beach shares a common boundary with Bangtao Beach and is located on the northern end where the beach merges with a river estuary and lagoon. It is a very beautiful area and is home to many birds and animals drawn to the marshy conditions. The access to this area is limited to either walking down the beach from the Laguna Phuket area or by driving a good distance out of the Laguna Phuket complex back on the highway and following the directions as if going to Nai Thon beach before reaching the turnoff. The many trails that take off into the hills overlooking the beach here are popular with hikers and birdwatcher’s.

Sai Kaew Beach runs from Mai Kao to the Sarasin Bridge. The beach is white and rimmed with firs the whole length. Phuket’s most northern beach. At the far northern end near the Sarasin bridge are a few inexpensive restaurants that serve excellent food.

Bang Tao Beach

Bang Tao is a study in contrasts, with the luxurious resorts and villas along its 6km (4 mile) stretch of beach just a few minutes' away from the town of Cherng Talay, where many villagers still make their living as their ancestors did - by fishing, farming and rubber tapping. The northern tip of the beach, so far untouched by development, is still an area where visitors might find that they have the beach to themselves. Apart from going to the beach and a few bars and restaurants there's not much that you need to leave your resort for.Bang Tao is a 8 km long sweeping crescent shaped bay with a gentle slope and absolutely pure white sand and is fringed with rows of casuarina trees. The constant but gentle breeze on this bay has made Bangtao Beach very popular with windsurfers and it plays host to several international competitions each year. The main entrance to Bangtao beach is 2 km north of Surin Village and marked with large signs from the sprawling Laguna Phuket complex that takes up most of the middle of the bay.

Pansea Beach

Pansea Beach is a small secluded quiet beach that has a special feeling and many agree it is the finest beach on the island. Although it runs for only 250 meters it has fine white sand that glistens in the light and reflects off the clear blue sea. It has lively coral reefs and artistic rock formations embellish both ends that seem to frame the beach into one idyllic vision of a tropical beach paradise. Beauty has its price and in this case the natural beauty of this small protected natural bay attracted the famous Chedi Resort and the ultra-exclusive Amanpuri Hotel. This upscale resort plays host to the international celebrity set who don’t mind paying the ultra-high prices charged for privacy.

Pansea Beach seems to be an exception to the law in Thailand that all beaches are public, because these hotels are allowed to run off all outsiders.

Laem Singh Beach

Laem Singh Beach is 20 minutes from Patong. The beach is not visible from the road but the small parking area is located about half way up the grade at the north end of Kamala Beach look for the small handmade signs. This is one of the undeveloped beaches frequently missed by visitors who are unaware of its location. Its a five minute walk down a fairly steep path to reach this remote little beach. The natural beauty of this beach is enhanced by the fact it sits well below the highway which lends a serene and quiet feeling that is not always present on other beaches in Phuket.

The interesting rock formations along Laem Singh Beach offer some the best snorkeling opportunities on the island. Noted during recent visits was an increase in the number of beach venders and the occasional sighting of jetski activity, but it is still a pleasant little beach get away well worth going out of the way for.

Kamala Beach

Kamala Beach is located on north of Patong as you reach the top of the Khao Phanthurat, you will look out over the breathtaking panoramic view of Kamala Bay. The 2.5 km crescent shaped bay is dotted with casuarina trees on the first half of the coastline and coconut palms and sugar palms decorate the other. In the past year, Kamala has changed a lot and became a small beach resort with all the facilites for perfect holidays, but still peaceful and friendly. In spite of the large Park entertainment center in the north end of the valley Kamala has maintained its small fishing village atmosphere.

If you take the first left turn at the bottom of the grade you will come to a small bridge continue to the left and you will find two isolated small beaches. The little lanes and meandering small roads that branch off lead to beautiful beach houses and cottages and several low rise condominiums.
The beach offers a peaceful tranquil environment with crystal clear water and coral reefs just a few meters offshore. Back to the bridge and a right turn brings you to a small fishing village strung out along the beach going north. Intermixed with small houses is the occasional store and restaurant. The Kamala atmosphere is very relaxed and a very pleasant location for those looking for a quiet beach for sunning or taking a long lazy stroll along a mostly deserted beach. The little shops selling food are quite good and the prices are low enough that you can eat Thai style; by eating a little food from a large number of stalls. The Kamala Valley is a popular rental area for those who are staying a few months or more on the island.

Rawai Beach

Is a favored picnic spot for Thais who flock to the seafood stalls sitting under the trees that shade this narrow but picturesque bay. The beach is not so great but the water is shallow and safe for children and it is protected from the wind. There are many longtail boats and speed boats anchored here that you can hire to make trips to the nearby islands. Try to find one with life jackets because when the wind picks up the seas can become quite rough.
Many foreigners live in this area because of its tranquility, therefore you will find many types of cuisine mainly located all along the beach road.Not far is the famous Promphthep Cape, very popular among local because of its point of view offering beautiful sunset from a high point.

Surin Beach

Surin Beach has not been developed and it is a quiet and peaceful bay lined with a row of stately Casuarina trees.
A tropical beach with pine trees rather than palm trees may seem out of place to many but the local Thais flock to this beach on weekends and holidays and bask in the shade provided by these unusual trees. The middle of the beach front is occupied by a dozen Thai beach-style mini restaurants serving up sizzling seafood to hungry visitors. Surin Beach is usually the second stop on the north beach safari and a good place for lunch because the next beach stop does not serve food. For the careful swimmer Surin offers some good snorkeling opportunities at both ends of the beach but during the rainy season the water visibility is not very good. Big waves that are common on Surin beach during the monsoon season have caused a steep drop from the shore to the water line and can create dangerous undertow conditions. During high tide when the swells are big and running swiftly good surfing conditions exist here and is becoming an increasingly popular sport. There are no vendors renting surf boards at the beach yet but that may change in the future. Good surfing conditions can make for hazardous swimming and care must be taken with children and non-swimmers. Surin Village

Is the traditional heart of Phuket’s Muslim community. As you pass through this picturesque village strung out along the highway you will see the Ban Thao Mosque. This impressive and ornate structure is the largest mosque on the island. Visitors are allowed and discrete photos may be taken, but care should be exercised and avoid going on Fridays the Muslim holy day. The village offers several roadside markets that offer up delicious Muslim food and fruit picked fresh from the many nearby orchards. When ordering food or buying fruit you may have to resort to "point and smile technique", because English is for the most part only spoken by the younger generation. At the traffic light you can continue straight to the Heroines Monument and the main road to Phuket Town or turn left onto highway 4020 and continue your tour of the northern beaches.

Patong Beach

This Beach is the most developed, most vibrant, most visited beach of Phuket that never fails to impress visitors. Located approximately 15 kilometers from the city, the beach has a wide range of accommodations and shopping arcades, and provides magnificent leisure activities and energetic night-time entertainment. It is a picture perfect postcard view of a 3-kilometer long white sandy beach that is perfect for swimming, lazing, and enjoying challenging water sports such as jet skiing, windsurfing snorkeling, sailing, and parasailing.
The following places offer enjoyable activities:
Phuket Water Ski Cableways: Tel: 0 7620 2525-7
Simon Cabaret: Tel: 0 7634 2011-5
Tarzans Jungle Bungy Jump: Tel: 0 7632 1351
Tazans Catapult Bungy: Tel: 0 1464 1581
Patong Go-kart Speedway: Tel: 0 7632 1949
Phuket Joyland: Tel: 0 7620 3005
Horror House: Tel: 0 7629 3123
In addition, Patong offers gastronomical delights for seafood lovers. There are plenty of good restaurants located along the beach.

Kalim Beach

Phuket Map

Kalim Beach
Kalim Beach is really an extension of Patong Beach separated by a small rocky headland.
It is a stonier beach not well suited to bathing. There are two sandy stretches split by some rock formations. The entire length of seabed is rocky. If the tide is in there is some snorkeling in this area with a few corals to explore.

Being adjacent to Patong, it is of course a very developed area. There is not a lot of nightlife but there are a few quiet bars. There are several nice restaurants overlooking the beach.
There are no sun loungers or water-sports at this beach as there is little demand for them. It is the sort of beach you visit once for a look before moving to Patong Beach. There is a lot of accommodation available in this area. It is an option if you do not need a good beach on your doorstep and you want the nightlife of Patong within easy reach but also easy to get away from.

Phuket Directories

Book Stores

Phuket Used Book
Tel. +66(0) 76 282117
7 Chao Fa Road, Muang, Phuket 83000
Raan Nai Inn
Tel. +66(0) 76 213409
304-306 Phuket Road, Muang, Phuket 83000
Seng Ho Co., Ltd.
Tel. +66(0) 76 211396
2/14-16 Montri Road, Muang, Phuket 83000
The Books
Tel. +66(0) 76 211115
53-55 Phuket Road, Muang, Phuket 83000
Thung Auksorn Book Store
Tel. +66(0) 76 210560
32/1-2 Thungka Road, Muang, Phuket 83000

Hair
Angel Hair
Tel. +66(0) 81 3267431
Senses Health & Beauty Clinique
Tel. +66 (0) 76 271 373-4, +66 (0) 76 271 372

Svenson Hair Center
Tel. +66(0) 76 221674
2nd Floor, Room 209 A, Central Festival Phuket, Phuket 83000

Nail Care

Angel Hair
Tel. +66(0) 81 3267431
Park Nail Art Phuket
Tel. +66 (0) 76 248095, +66 (0) 81 7972286

Phuket Nail Art
Tel. +66 (0) 76 255408, Fax. +66 (0) 76 524054
Senses Health & Beauty Clinique
Tel. +66 (0) 76 271 373-4, +66 (0) 76 271 372
Dental Clinics

Bangkok Phuket Hospital, Dental Center
Tel. +66(0) 76 254425, Fax. +66(0) 76 254430
Children Family Dental Clinic
Tel. +66 (0) 76 210 069, Fax. +66 (0) 76 210 068
Dent Central Clinic
Tel. +66 (0) 76 249779-81
Phuket Cosmetic Dental Clinic
Tel. +66 (0) 76 236 823, Fax. +66 (0) 76 236 824
Phuket Family Dental Clinic
Tel. +66 (0) 76 246094, +66 (0) 76 221364, Fax. +66 (0) 76 221918
Sea Smile Dental Clinic
Tel. 076 340 066, 076 340 238, Fax. 076 340 259Int’l Call : +662 664 2711
Advanced Dental Center
Tel. +66(0) 76 345600, +66(0) 76 345606, Fax. +66(0) 76 345605
Dental Sea Clinic
Tel. +66 (0) 76 296682, +66 (0) 87 2775014, Fax. +66 (0) 76 296682
Hospital

Bangkok Phuket Hospital
Tel. +66(0) 76 254425, Fax. +66(0) 76 254430
Mission Hospital Phuket

(Emergency call +66(0) 76 237227)
Tel. +66(0) 76 237220-5, Fax. +66(0) 76 211907, +66(0) 76 212149
4/1 Thepkrasattri Road Muang Phuket 83000
Phuket International Hospital

(Emergency call +66(0) 76 210935)
Tel. +66(0) 76 249400, Fax. +66(0) 76 210936
44 Chalermprakiat Ror 9 Road Muang Phuket 83000
Phuket Ruampaet Hospital

(Emergency call +66(0) 76 217965)
Tel. +66(0) 76 217964, +66(0) 76 212950, Fax. +66(0) 76 216179
340 Phuket Road Muang Phuket 83000
Wachira Hospital
Tel. +66(0) 76 211114, +66(0) 76 217294, Fax. +66(0) 76 217184
Yaowarat Road Muang Phuket 83000

Patong Hospital

(Emergency call +66(0) 76 340444)
Tel. +66(0) 76 344225, +66(0) 76 342633-4
Sawatdirak Road Patong Phuket 83150

Phuket Safety

Phuket is a remarkably safe city by day or night. Friendly police officers patrol frequently. To ensure that your stay is pleasant and hassle free, please pay attention to the following points:
-Keep your money, valuables and travel documents in a safe place, like the hotel room safe.

-Attend to your belongings especially when you are in a crowded place.

-Beware of people making dubious offers and those who may try to distract you and take away your belongings.

-Be wary of people offering gambling or investment opportunities.

Emergencies

Emergency numbers

In emergency situations, you can contact

The tourist police 1155,

Ambulance service 076 254 425, 076 210 935, 076 212 297,

Fire department 076 211 111

and other emergency services by calling 191.

Lost passport

If you lose your passport, make a 'lost report' at the nearest police station (call Tourist Police 1155). Then contact your consulate to have your passport replaced.

Lost or stolen wallet

If your wallet or valuables are lost or stolen, please notify your hotel immediately and report to The tourist police. Keep a separate record of your credit card number(s) and report the loss to your card issuer(s) as quickly as possible. Most issuers have toll-free numbers and 24-hour service to deal with such emergencies.